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IPH Ageas Property Owners Policy Documents

Please click on the links below to download your PDF policy documents.

Declaration Form [PDF, 24KB]

Declaration Form [PDF, 24KB]

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IPH ADVANCE PLANS
Policy features and benefits limit
A BRONZE
£
B SILVER
£
C GOLD
£
Total Policy limit per person per policy year £1,500,000 £1,750,000 £2,000,000
In-Patient Cover:
Hospital Services:
(medical treatment/services ordered by a physician)
+Full Refund +Full Refund +Full Refund
Room and Board** +Full Refund # +Full Refund # +Full Refund #
Intensive Care Unit** +Full Refund +Full Refund +Full Refund
Day-Care Treatment +Full Refund +Full Refund +Full Refund
In-Patient Psychiatric Treatment +Full Refund
(Max 30 days)
+Full Refund
(Max 30 days)
+Full Refund
(Max 30 days)
Parent Accommodation +Full Refund +Full Refund +Full Refund
External Prosthetic Devices £2,000 £3,000 £4,000
Daily Cash Benefit for use of public hospital £250 £250 £250
Out-Patient Cover:
General & Specialist Out-Patient Services - +Full Refund* +Full Refund*
Pathology, Radiology and Diagnostic Tests - +Full Refund* +Full Refund*
Prescribed Drugs and Dressings - +Full Refund* +Full Refund*
Post Hospitalisation Treatment £2,500 +Full Refund* +Full Refund*
Acupuncture & Specialist Herbal Treatment - - +Full Refund*
Other Benefits:
Cancer Treatment + Full Refund
(In-Patient only)
+Full Refund +Full Refund
Organ Transplant
(heart, lung, kidney, liver or bone marrow)
£150,000 £200,000 £250,000
Emergency Medical Evacuation +Full Refund +Full Refund +Full Refund
• Accommodation Expenses for companion £75 per day
Max 15 days)
£100 per day
(Max 15 days)
£125 per day
(Max 15 days)
Nursing at home - full refund up to +4 Weeks +8 Weeks +26 Weeks
Hospice & Palliative Care
(lifetime limit)
£25,000 £30,000 £50,000
HIV & AIDS Treatment
(Max 6 years)
£6,000 £6,000 £6,000
Local Ambulance Services +Full Refund +Full Refund +Full Refund
Complications of Childbirth - †£1,300 See below
Routine Maternity Care and Childbirth - - †£4,000
Newborn Care - †£1,000
(first 14 days)
†£4,000
(first 14 days)
Rehabilitation Treatment £3,000 £6,000 £10,000
Medical Aids
(wheelchairs, knee braces or crutches)
£500 £750 £1,000
Emergency Dental Treatment following accident £2,000 £3,000 +Full Refund
Accident & Emergency Department +Full Refund +Full Refund +Full Refund
Innocent Bystander in Terrorist Incident £30,000 £30,000 £30,000
Compassionate Home Visit +Full Refund +Full Refund +Full Refund
Local Burial or Cremation £7,500 £10,000 £12,500
Repatriation of Mortal Remains £7,500 £10,000 £12,500
Permanent Total Disability - - £10,000

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