IPH is officially a coverholder at Lloyd's of London

Here's what our customers say about us:

Elite Plan - for residents of Asia

If you are an expat living either alone or with your family or partner in Asia, our Elite Plan is designed for you. This medical insurance plan offers you cover for the best private healthcare services while you're abroad, at highly competitive prices.

WHY SHOULD YOU CHOOSE IPH'S ELITE PLAN?

Customer service team with 25 years' experience
Affordable prices — get a quote to see for yourself
Your choice of hospital or doctor
Three levels of cover to choose from


FEATURES AND BENEFITS

IPH ELITE PLANS
Policy features
A: PEARL
US$
B: SAPPHIRE
US$
C: RUBY
US$
Total annual policy limit $1,000,000 $1,500,000 $2,000,000
In-Patient Cover:
Hospital Services:
Room and Board
Intensive Care Unit
Day-Care Treatment
In-Patient Psychiatric Treatment
Parent Accommodation
External Prosthetic Devices $2,000 $3,000 $4,000
Daily Cash Benefit for use of public hospital $250 $250 $250
Out-Patient Cover:
General & Specialist Out-Patient Services -
Pathology, Radiology and Diagnostic Tests -
Prescribed Drugs and Dressings -
Post Hospitalisation Treatment $2,000
Acupuncture & Specialist Herbal Treatment - -
Other Benefits:
Cancer Treatment In-patient only
Organ Transplant
(heart, lung, kidney, liver or bone marrow)
$150,000 $200,000 $250,000
Emergency Medical Evacuation
• Accommodation Expenses for companion $50 / day $75 / day $100 / day
Nursing at home +4 Weeks +8 Weeks +26 Weeks
Hospice & Palliative Care $25,000 $30,000 $50,000
HIV & AIDS Treatment $6,000 $6,000 $6,000
Local Ambulance Services
Complications of Childbirth - $650 See below
Routine Maternity Care and Childbirth - - $2,000
Newborn Care - $500 $2,000
Rehabilitation Treatment $3,000 $6,000 $10,000
Medical Aids
(wheelchairs, knee braces or crutches)
$500 $750 $1,000
Emergency Dental Treatment following accident $1,000 $1,500
Accident & Emergency Department
Innocent Bystander in Terrorist Incident $30,000 $30,000 $30,000
Compassionate Home Visit
Local Burial or Cremation $5,000 $7,500 $10,000
Repatriation of Mortal Remains $5,000 $7,500 $10,000
This table only provides an overview of our policy benefits, and should be read in conjunction with IPH terms & conditions.


OPTIONAL EXTRAS

Our Personal Accident Option covers:

  • Accidental death
  • Loss of limb(s), and
  • Loss of sight.
It's a cost-effective add-on available to all of our adult health insurance customers. For more details please see the Personal Accident Option document below.

DOCUMENTS

Click on the following links to view and download our Elite Plan documents:

Elite Plans (All) Policy Summary [141 KB]
Elite Plans (All) Benefits [91KB]
IPH Application Form - Elite Plan [143KB]
Personal Accident Option - covers [128KB]