ELITE PLAN - FOR RESIDENTS OF ASIA

If you are an expat living either alone or with your family or partner in Asia, our Elite Plan is designed for you. This medical insurance plan offers you cover for the best private healthcare services while you’re abroad, at highly competitive prices.

Take a look below to see just how competitive we are:

IPH ELITE PLANS
Policy features
A: PEARL
US$
B: SAPPHIRE
US$
C: RUBY
US$
Total annual policy limit $1,000,000 $1,500,000 $2,000,000
In-Patient Cover:
Hospital Services: (medical treatment/ services ordered by a physician)
Day-Care Treatment
Hospice & Palliative Care (lifetime limit) $25,000 $30,000 $50,000
In-patient epidemic and pandemic cover (including Covid-19) $50,000 per policy year $50,000 per policy year $50,000 per policy year
In-Patient Psychiatric Treatment (max 30 days)
General & Specialist Out-Patient Services
Pathology, Radiology and Diagnostic Tests
MRI/ CT/ PET Scans +* Full Refund within 60 days, pre & post covered in-patient & day-care treatment
Cancer Treatment
Emergency Medical Evacuation
Accident & Emergency Department
Local Ambulance Services
HIV & AIDS Treatment $6,000 $6,000 $6,000
This table only provides an overview of our policy benefits, and should be read in conjunction with IPH terms & conditions.

Optional extras

Personal accident

The below applies only if you have paid the applicable premium to add on to your plan.

Our Personal Accident Option covers:

  • Your death or your disappearance
  • Loss of limb(s)
  • Total and irrecoverable loss of sight of one or both eyes

It’s a cost-effective add-on available to all of our adult health insurance customers. For more details please see the Personal Accident Option document below.

Dental & Optical

Basic and Routine Dental Work

  • Routine dental check-ups such as scaling and polishing (up to twice for each policy period)
  • Extractions, sealant and fillings (standard amalgam or composite), root canal treatment, related x-rays

Complex Dental Work

  • Such as implants, bridgework, crowns or inlays and onlays

Frames and Lenses

  • Frames, Lenses and Eye Checks
  • Cost for eyeglasses and contact lenses

DOCUMENTS