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IPH is officially a coverholder at Lloyd's of London


Here’s what our customers say about us:

— Juan Pablo Soza Eynaudi, Indonesia

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Elite Plan – for residents of Asia

If you are an expat living either alone or with your family or partner in Asia, our Elite Plan is designed for you. This medical insurance plan offers you cover for the best private healthcare services while you’re abroad, at highly competitive prices.

Take a look below to see just how competitive we are:

PROVIDER IPH Aetna AXA Morgan Price William Russell
PLAN NAME Elite Pearl Pioneer 1750 Standard Evolution Health (Asia Pacific) Standard Elite Bronze
TOTAL ANNUAL POLICY LIMIT US$1,000,000 US$1,750,000 US$1,200,000 US$500,000 US$1,500,000
ANNUAL PRICE US$946.00 US$2,740.00 US$2,835.00 US$1,194.95 US$2,053.55
MONTHLY PRICE US$78.83 US$255.73 US$248.74 US$107.55 US$171.13
The above prices are based on a female non-smoker 33 years of age resident in Hong Kong. This is for illustration purposes only and you should obtain a personal health quotation to establish actual costs. All quotes taken in January 2017, with worldwide cover excluding the USA. Benefits and limits vary by product. Prices exclude tax and other service charges. The above prices are based on a female non-smoker 33 years of age looking to relocate to Hong Kong. This is for illustration purposes only and you should obtain a personal health quotation to establish actual costs. All quotes taken in January 2017. All prices are in US Dollars, with worldwide cover excluding the USA. Benefits and limits vary by product. Prices exclude tax and other service charges. The above prices are based on a female non-smoker 33 years of age looking to relocate to Hong Kong. This is for illustration purposes only and you should obtain a personal health quotation to establish actual costs. All quotes taken in January 2017. All prices are in US Dollars, with worldwide cover excluding the USA. Benefits and limits vary by product. Prices exclude tax and other service charges. The above prices are based on a female non-smoker 33 years of age looking to relocate to Hong Kong. This is for illustration purposes only and you should obtain a personal health quotation to establish actual costs. All quotes taken in January 2017. All prices are in US Dollars, with worldwide cover excluding the USA. Benefits and limits vary by product. Prices exclude tax and other service charges. The above prices are based on a female non-smoker 33 years of age looking to relocate to Hong Kong. This is for illustration purposes only and you should obtain a personal health quotation to establish actual costs. All quotes taken in January 2017. All prices are in US Dollars, with worldwide cover excluding the USA. Benefits and limits vary by product. Prices exclude tax and other service charges. The above prices are based on a female non-smoker 33 years of age looking to relocate to Hong Kong. This is for illustration purposes only and you should obtain a personal health quotation to establish actual costs. All quotes taken in January 2017. All prices are in US Dollars, with worldwide cover excluding the USA. Benefits and limits vary by product. Prices exclude tax and other service charges.

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FEATURES AND BENEFITS

IPH ELITE PLANS
Policy features
A: PEARL
US$
B: SAPPHIRE
US$
C: RUBY
US$
Total annual policy limit $1,000,000 $1,500,000 $2,000,000
In-Patient Cover:
Hospital Services: Room and Board Intensive Care Unit Day-Care Treatment In-Patient Psychiatric Treatment Parent Accommodation External Prosthetic Devices $2,000 $3,000 $4,000
Daily Cash Benefit for use of public hospital $250 $250 $250
Out-Patient Cover:
General & Specialist Out-Patient Services Pathology, Radiology and Diagnostic Tests Prescribed Drugs and Dressings Post Hospitalisation Treatment $2,000 Acupuncture & Specialist Herbal Treatment Other Benefits:
Cancer Treatment In-patient only Organ Transplant
(heart, lung, kidney, liver or bone marrow)
$150,000 $200,000 $250,000
Emergency Medical Evacuation • Accommodation Expenses for companion $50 / day $75 / day $100 / day
Nursing at home +4 Weeks +8 Weeks +26 Weeks
Hospice & Palliative Care $25,000 $30,000 $50,000
HIV & AIDS Treatment $6,000 $6,000 $6,000
Local Ambulance Services Complications of Childbirth $650 See below
Routine Maternity Care and Childbirth $2,000
Newborn Care $500 $2,000
Rehabilitation Treatment $3,000 $6,000 $10,000
Medical Aids
(wheelchairs, knee braces or crutches)
$500 $750 $1,000
Emergency Dental Treatment following accident $1,000 $1,500 Accident & Emergency Department Innocent Bystander in Terrorist Incident $30,000 $30,000 $30,000
Compassionate Home Visit Local Burial or Cremation $5,000 $7,500 $10,000
Repatriation of Mortal Remains $5,000 $7,500 $10,000
This table only provides an overview of our policy benefits, and should be read in conjunction with IPH terms & conditions.

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OPTIONAL EXTRAS

Our Personal Accident Option covers:

  • Accidental death
  • Loss of limb(s), and
  • Loss of sight.

It’s a cost-effective add-on available to all of our adult health insurance customers. For more details please see the Personal Accident Option document below.

DOCUMENTS

Click on the following links to view and download our Elite Plan documents:


Elite Plans (All) Policy Summary
[141 KB]
Elite Plans (All) Benefits [91KB]
IPH Application Form – Elite Plan [143KB]
Personal Accident Option – covers [128KB]