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Latest News

Hertfordshire event highlights government support for Britain’s Chinese entrepreneurs

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Blog: The origins of China’s Dragon Boat Festival

Blog: The origins of China’s Dragon Boat Festival

Blog: The origins of China’s Dragon Boat Festival The Chinese lunar calendar is filled with
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UK government increases insurance premium tax

UK government increases insurance premium tax

UK consumers to pay higher tax on insurance from November 2015 Insurance premium tax increase should
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IPH joins Dragon Boat Race London 2015

IPH joins Dragon Boat Race London 2015

IPH Insurance to join list of sponsors for Dragon Boat Race London 2015 The multicultural
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IPH ADVANCE PLANSPolicy features and benefits limit A BRONZE£ B SILVER£ C GOLD£
Total Policy limit per person per policy year £1,500,000 £1,750,000 £2,000,000
In-Patient Cover:
Hospital Services: (medical treatment/services ordered by a physician) +Full Refund +Full Refund +Full Refund
Room and Board** +Full Refund # +Full Refund # +Full Refund #
Intensive Care Unit** +Full Refund +Full Refund +Full Refund
Day-Care Treatment +Full Refund +Full Refund +Full Refund
In-Patient Psychiatric Treatment +Full Refund (Max 30 days) +Full Refund (Max 30 days) +Full Refund (Max 30 days)
Parent Accommodation +Full Refund +Full Refund +Full Refund
External Prosthetic Devices £2,000 £3,000 £4,000
Daily Cash Benefit for use of public hospital £250 £250 £250
Out-Patient Cover:
General & Specialist Out-Patient Services - +Full Refund* +Full Refund*
Pathology, Radiology and Diagnostic Tests - +Full Refund* +Full Refund*
Prescribed Drugs and Dressings - +Full Refund* +Full Refund*
Post Hospitalisation Treatment £2,500 +Full Refund* +Full Refund*
Acupuncture & Specialist Herbal Treatment - - +Full Refund*
Other Benefits:
Cancer Treatment + Full Refund (In-Patient only) +Full Refund +Full Refund
Organ Transplant (heart, lung, kidney, liver or bone marrow) £150,000 £200,000 £250,000
Emergency Medical Evacuation +Full Refund +Full Refund +Full Refund
• Accommodation Expenses for companion £75 per dayMax 15 days) £100 per day (Max 15 days) £125 per day(Max 15 days)
Nursing at home - full refund up to +4 Weeks +8 Weeks +26 Weeks
Hospice & Palliative Care (lifetime limit) £25,000 £30,000 £50,000
HIV & AIDS Treatment (Max 6 years) £6,000 £6,000 £6,000
Local Ambulance Services +Full Refund +Full Refund +Full Refund
Complications of Childbirth - †£1,300 See below
Routine Maternity Care and Childbirth - - †£4,000
Newborn Care - †£1,000 (first 14 days) †£4,000 (first 14 days)
Rehabilitation Treatment £3,000 £6,000 £10,000
Medical Aids (wheelchairs, knee braces or crutches) £500 £750 £1,000
Emergency Dental Treatment following accident £2,000 £3,000 +Full Refund
Accident & Emergency Department +Full Refund +Full Refund +Full Refund
Innocent Bystander in Terrorist Incident £30,000 £30,000 £30,000
Compassionate Home Visit +Full Refund +Full Refund +Full Refund
Local Burial or Cremation £7,500 £10,000 £12,500
Repatriation of Mortal Remains £7,500 £10,000 £12,500
Permanent Total Disability - - £10,000

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